What We Do
Since 1989, Bottomline has been modernizing global business payments with connected solutions for more than 1M financial institutions and businesses in 92 countries.
Automate every step of your invoice-to-payment process
For Businesses
Digitize and automate AP processes with the most trusted solution for real estate
Centralize and automate all your payment creation, controls, and submissions
Make and receive secure digital payments conveniently through Paymode, the market leading B2B payments network trusted by over 600,000 member businesses.
Pay vendors through the largest B2B payments network to enhance working capital, prevent fraud, and reduce costs and processing time
Protect your business against fraud, get paid faster, and save time with enhanced remittance details
Boost revenue for your business and your customers with access to Paymode, our secure business payment network
Comprehensive connectivity to Swift and other domestic and global financial messaging networks
For Banks & Financial Institutions
Convert legacy financial message formats to modern message standards
Easily view analytics of financial messages with central repository
View, optimize, and forecast your cash position with all accounts connected in one solution
Own the primary customer relationship and grow business value across all business segments
Robust ecosystem of solutions, partners, APIs, and analytics designed to drive innovation, efficiency, scalability, and new business opportunities
Combat payment fraud and evolving threats in real-time with a SaaS solution that helps you stop fraud before it happens.
Identify unusual behavior from insiders or intruders before their high-risk activities disrupt your business.
Explore the enterprise-wide alert and case management system for creating and managing alerts and cases of suspicious activity and filing suspicious activity reports (SARs).
Who We Serve
Join the many financial institutions and businesses that use Bottomline to pay and get paid. With solutions designed to modernize the payments landscape, we make complex business payments simple, smart, and secure.
Our Company
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The largest digital B2B payments network in the US, offering secure, automated business payments for more than 635,000 payers and vendors.
For businesses who want to pay vendors securely through the largest B2B payments network to enhance working capital, prevent fraud, and reduce costs and processing time.
Learn More
For businesses looking to eliminate accounts receivable detective work, get paid faster, reduce risk, and apply cash more efficiently.
For businesses looking to help their customers make payments through the secure Paymode network. These Paymode partners not only help their customers digitize payments, but can boost their own revenue and expand their payment offerings.
Many organizations rely heavily on disconnected AP, AR, banking, and payment systems. That fragmentation creates manual work, visibility gaps, fraud risk, reconciliation challenges, and delayed cash flow.
89% of businesses say vendor verification is burdensome, underscoring the need for expert help
AP and AR teams are increasingly challenged to make payments safe and effective, embrace AI and new technology, and thread automation throughout the B2B payments process, but need the right AI and tech to get the job done.
Businesses are struggling to:
50%
processing time reduction for most vendors and payers
cost savings for over half of payers and vendors
0
fraud losses on the network
Automate Accounts Payable from Invoice to Payment
Paymode helps businesses streamline every step of the accounts payable process by combining Bottomline’s Invoice Automation solutions with Paymode, creating AI-enabled automation. Customers can also pair their existing AP automation accounts with Paymode if they wish.
When businesses automate their invoice processing, they reduce manual effort, improve visibility, and eliminate bottlenecks – all with tight integration with existing ERP and finance systems.
Core Benefits
6/10 customers said they lowered AP processing costs by at least 50% with Paymode.
Send Secure, Digital Payments to the Businesses You Rely On
Paymode lets businesses pay vendors with secure electronic payment methods, including Premium ACH and virtual card, accelerating the shift away from paper checks and fragmented processes. Businesses gain greater control over working capital, improve payment visibility and security, and create a better payment experience for vendors.
​​​​​100% of Paymode customers said the solution is better at digitizing AP processes than any competing offering.
Accelerate Cash Flow with Automated Accounts Receivable
Paymode helps businesses speed up accounts receivable by automating previously manual collections activities, enabling easy invoicing, improving payment visibility, and simplifying reconciliation with digital remittance details. Finance teams using Paymode for AR can reduce administrative effort and speed time-to-cash with AI-aided dunning capabilities and invoice data capture.
92% of Paymode customers say they receive better remittance information from Paymode than any competing solution.
Accelerate Vendor Adoption Through a Connected Network
Vendor enrollment is often one of the biggest obstacles to automated business payments for both payers and vendors, with 89% of business leaders saying vendor verification is burdensome.
Vendors need to understand the value of digital payments and get onboarded to new payment methods. Paymode makes it simple - managing vendor outreach, authentication, onboarding, and ongoing data maintenance with experts and AI-aided automation, helping organizations speed up digital payment adoption without added burden.
91% of Paymode customers say onboarding vendors is easier with the solution than any competing offering.
Protect Every Vendor Payment with Multi-Layered Security Working Behind the Scenes
Paymode was built with security as a founding principle, which is how Paymode facilitates over $570 billion in payments annually with zero fraud losses. Every vendor undergoes a 300+ data point verification check upon joining the network, and every single transaction is backed by automated and AI-aided vendor verification, multi-factor authentication, device validation, fraud monitoring, and real-time risk analysis.
9 out of 10 Paymode customers say it’s easier to authenticate vendors’ identity and bank information through the solution than any competing offering.
Paymode makes it effortless to quickly receive payments from my customers.
Paymode cut AR time from 2 hours to 20 minutes per day.
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Want to know your cost savings & net benefits?
Fill out a quick form to receive an all you need to know PDF.
Eliminate or automate every AP process you use today and you could realize these benefits:
Annual Net Benefit = Annual Rebates + Cost Savings - Recurring Fees
Adjust the calculator settings to see how much you could save by switching to Paymode.
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Paymode allows payers and their vendors to exchange secure, fast digital payments. Once a payer joins the Paymode network, Paymode works on behalf of the payer to enroll their vendors in the network. Once payers and vendors have been authenticated using a thorough process, payments can be exchanged securely through the network.
Paymode can integrate with any ERP and general ledger system. Paymode also works closely with banks and financial technology companies to offer the network’s many benefits to their end customers as well.
Payers can pay vendors using ACH, virtual card, and check. Paymode is also unique in that it offers a Premium ACH payment type, which allows vendors to stop the detective work around payments and apply cash faster. Payers also earn cash back rebates on Premium ACH payments. Paymode virtual card payments can be made via Visa, MasterCard, or American Express, depending on what card provider payers use. Payers can also opt to outsource their check payments to Paymode, using either the managed check option through their bank which allows them to receive a positive pay file for every check or the directed check option which is processed through Paymode’s bank and receive rich remittance files.
The Paymode network has zero fraud losses annually because of layered, comprehensive security measures. This includes validating vendors using over 300 data points, step up authentication including passkeys and biometrics during key account actions, and 24/7 monitoring of the network for suspicious behavior and fraudulent login attempts.
A robust 83% of business leaders say they’re using predictive risk scoring today, but scoring is only one of the predictive AI tools Paymode uses to protect the network.
Ready to level up your B2B payments as a payer, vendor, or partner?
