What We Do
Since 1989, Bottomline has been modernizing global business payments with connected solutions for more than 800,000 financial institutions and businesses in 92 countries.
Automate every step of your invoice-to-payment process
For Businesses
Digitize and automate AP processes with the most trusted solution for real estate
Centralize and automate all your payment creation, controls, and submissions
For Banks & Financial Institutions For Businesses
Make and receive secure digital payments conveniently through Paymode, the market leading B2B payments network trusted by over 550,000 member businesses.
Pay vendors through the largest B2B payments network to enhance working capital, prevent fraud, and reduce costs and processing time
Protect your business against fraud, get paid faster, and save time with enhanced remittance details
Boost revenue for your business and your customers with access to Paymode, our secure business payment network
Comprehensive connectivity to Swift and other domestic and global financial messaging networks
For Banks & Financial Institutions
Convert legacy financial message formats to modern message standards
Easily view analytics of financial messages with central repository
Stop payment fraud before it happens. Detect, investigate, and protect against internal and external threats
View, optimize, and forecast your cash position with all accounts connected in one solution
Own the primary customer relationship and grow business value across all business segments
Who We Serve
Join the many financial institutions and businesses that use Bottomline to pay and get paid. With solutions designed to modernize the payments landscape, we make complex business payments simple, smart, and secure.
Our Company
Complement your existing payment offering and generate new revenue with connectivity to Paymode, Bottomline's business payments network.
Do you already have a B2B payment solution for your customers, but not enough suppliers for those customers to pay? Or do you have an existing card program? Let us expand your network for you and complement your existing program.
Bottomline's payments network, Paymode, has over 550,000 businesses exchanging B2B payments. The network securely processes more than $425 billion in payments every year from these member businesses, which have been validated and authenticated to protect fraud. The network grows daily, with that growth benefitting you, your customers, and their suppliers.
Offering B2B payments that are safe, digital, and speedy is a must for banks and financial technology companies today. Building out your own program and ensuring you can enroll and authenticate suppliers to make that work worthwhile is a daunting challenge, not to mention an expensive one.
Bottomline offers a fully built, fully secured network for your payers to access without leaving their familiar interfaces.
Our business payment network focuses on generating widespread acceptance for Premium ACH, a secure payment method that generates money back for you and your payers. Vendors already on the network are familiar with and ready to accept this payment type. New suppliers opt-in to receive Premium ACH payments because it offers rich remittance details and process efficiency for their accounts receivable function. Vendors get AR data when and how they want it via formats like CTX and custom files, in scheduled reports, remittance emails and more.
Our business payment network has consistently blocked Business Email Compromise (BEC). In fact, Paymode processes $425 billion in payments a year with no instances of fraud. It uses more than 300 data points to validate vendors. Plus, it deploys a sophisticated net of fraud detection strategies to identify any imposters claiming to be vendors.
50%+ more rebates, 50%+ reduction in AP costs thanks to increased efficiency.
Zero payment fraud with ongoing validation and authentication of 550K+ businesses.
Over 50% of a typical buyer’s suppliers are pre-enrolled, and if not Bottomline handles the rest of the enrollment work.
Use your familiar user interface while connecting to the Paymode network.
Tap into the existing network and quickly complement your existing offering.
Your buyers send ACH payments and payment instructions to you.
Via API calls, you send all data to Paymode to facilitate payment.
Paymode processes the payments to suppliers and handles any exceptions.
Payment data and rebates flow back through your systems to the payer.
Ready to tackle all your payment challenges with Bottomline?
Learn More
Offer your business customers a way to enroll and make better payments from their Bottomline Digital Banking platform.
I have found Bottomline to be extremely helpful, and lets us pay as many vendors as we can through ACH.
Our Bottomline solution has reduced costs and speeds up processing so we can pay vendors on time.
Paymode is the industry’s most secure business payments network, enabling more than 550,000 businesses to pay and be paid securely via digital payment methods. We process more than $425 billion in AP spend every year without a single incident of fraud. Paymode is a Bottomline solution.
Premium ACH is Bottomline's unique ACH payment offering, which offers rebates, enhanced remittance, and secure processing on the protected Paymode network.
Yes. To maintain network security, Bottomline proactively notifies suppliers and payers of attempted fraud. Additionally, we flag any supplier whose credentials have been compromised while attempting to access the network.
Access the advantages that come with partnering with Paymode.