What We Do
Since 1989, Bottomline has been modernizing global business payments with connected solutions for more than 800,000 financial institutions and businesses in 92 countries.
Automate every step of your invoice-to-payment process
For Businesses
Digitize and automate AP processes with the most trusted solution for real estate
Centralize and automate all your payment creation, controls, and submissions
For Banks & Financial Institutions For Businesses
Make and receive secure digital payments conveniently through Paymode, the market leading B2B payments network trusted by over 550,000 member businesses.
Pay vendors through the largest B2B payments network to enhance working capital, prevent fraud, and reduce costs and processing time
Protect your business against fraud, get paid faster, and save time with enhanced remittance details
Boost revenue for your business and your customers with access to Paymode, our secure business payment network
Comprehensive connectivity to Swift and other domestic and global financial messaging networks
For Banks & Financial Institutions
Convert legacy financial message formats to modern message standards
Easily view analytics of financial messages with central repository
Stop payment fraud before it happens. Detect, investigate, and protect against internal and external threats
View, optimize, and forecast your cash position with all accounts connected in one solution
Own the primary customer relationship and grow business value across all business segments
Who We Serve
Join the many financial institutions and businesses that use Bottomline to pay and get paid. With solutions designed to modernize the payments landscape, we make complex business payments simple, smart, and secure.
Our Company
Improve security and efficiency by accepting virtual cards. With enhanced remittance details you can further improve your AR function.
Because every virtual card payment is a one-time payment for an exact amount protected by a unique code, it is very difficult to intercept. This keeps your business safe and your payments protected.
Eliminate sluggish, fraud-prone check payments and embrace faster payments. Virtual cards are sent quickly and are easy to process and reconcile using your point-of-sale systems.
The fee for virtual card payments is the same as with any other payment provider, but in exchange for that fee you'll access better remittance, reporting, and tracking than with any standard card payment.
Solutions that withhold or delay your payments for their own gain aren't the right fit for your business. With virtual card payments, you can realize greater speed, better security, improved remittance, and straightforward processing your AR team needs.
Accept an easy-to-use card with benefits you'll come to love and know your payments will never be delayed.
Nobody ever said "Please pay me as slowly as possible." We send virtual card payments as soon as your customers approve them, so you'll have your funds in minutes instead of hours or even days. That's great news for your cash flow.
Virtual card offers many remittance customization options. Customers can work with you to include all the details you need to streamline receipt and reconciliation of every payment.
Receive customized AR files with detailed payment and remittance information monthly, weekly, or daily. You choose the file format, and we'll deliver it via email, through the portal, or directly to your ERP.
Receive card payments and process them through your point of sale system just like any other card, with the added convenience of the payment arriving via email.
Enjoy faster payments from your customers and quickly reconcile your virtual card payments to avoid painful delays and cash shortages.
Customize the remittance data you receive in collaboration with your customers. Ensure you have every field you need to digest and process your virtual cards easily.
Receive virtual card payments protected by a one-time use code and made by payers authenticated through the secure Paymode network.
Whether your customers are in manufacturing, higher education, real estate, or any other vertical, many are likely using the Paymode network to pay their valued suppliers.
Once enrolled, you can receive virtual card payments from all of your customers and easily track them in a convenient portal.
Ready to tackle all of your payment and AR challenges with Bottomline?
Learn More
Paymode is super easy to use, and I love that all needed information is right on the email.
Paymode cut AR time from 2 hours to 20 minutes per day.
A virtual card is a secure, fast way to receive payment. Virtual cards are just like physical credit cards, just without the piece of plastic, which makes them more convenient and secure. Virtual cards have everything you need to process a card payment, including robust remittance data.
In addition to the payment itself, you'll receive via email: card account information account number, expiration date, CVV, payment information, payer name, payment amount, payment date, remittance information, invoice number, invoice date, and other fields.
Just like you, they benefit from the speed, security, and efficiency of virtual cards. This is the fastest-growing B2B payment type because of the benefits for payers and vendors alike, and payers are eager to both speed their processing time and pay you more quickly.
Learn more about the enrollment process with Paymode and start receiving virtual card payments quickly.