Solutions for all Businesses
Digital Banking is right for businesses of all sizes, including small businesses with a dedicated SMB module. Help their businesses thrive by streamlining operations and enhancing their capabilities.
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The Market-Leading Platform for Commercial Digital Banking
Digital Banking helps businesses of all sizes from small and midsize to large corporates. It combines the essential services your business customers expect while providing scalable solutions that grow with them. With a focus on stability, this solution empowers your bank to:
- Monetize low-value payments
- Provide better cash visibility
- Accelerate engagement and acquire customers
- Reduce fraud and ensure compliance
Data Driven Insights
Leverage powerful data and reporting solutions that enhance customer engagement and reduce risk. These insights help build stronger, long-lasting relationships by providing actionable information for improved cash and payment management.
Mobile Accessibility
The Digital Banking Native Mobile app offers a mobile-friendly banking experience. It allows your customers to access their accounts in real-time. They can easily monitor cash flow, send payments, and stay connected with their business from anywhere.
Quickly and efficiently migrate to ISO 20022
Leverage our integrated, intelligent data transformation and workflow engine, Message Transformation & Enrichment, to streamline processes to meet the upcoming ISO 20022 deadline.
Couple Digital Banking with These Solutions to Better Serve Your Customers
Engagement Optimizer
Unify data and personalize every customer interaction with machine learning and advanced analytics across your financial institution.
Digital Banking for Small Business
Bridge the digital banking gap for your small to mid-size business customers with essential financial insights and advanced tools for payments, fraud protection, and account control—solutions often out of reach for smaller businesses.
Paymode for Digital Banking
Monetize low-value ACH payments with rebates through Paymode for Digital Banking, Bottomline's business payments network, accessible via our commercial banking platform.
Banks and Financial Institutions Rely on Bottomline for Commercial Digital Banking
95%
of US-based cash management clients have deployed Bottomline's full cash management suite
$6 Trillion
Annual Payments Processed through Digital Banking
272,000
Hosted Business Paying and Getting Paid
U.S. Cash Management Technology Market-Leader
Bottomline named "Market Leader" for the 6th consecutive time in the Datos Insights Matrix.
“Bottomline scores very high in both the quality of its management team and its commitment to innovation.”
Seamless Customer Migration Support
Our White Glove Customer Migration support makes the move easy. We also provide onboarding and call center services. This ensures your customers' questions get answered quickly.
Meeting your Delivery Team
- Program Management: Our expert Program Managers, recruited for their experience, excel in managing enterprise-class implementations.
- Implementation Consultants: Our Implementation Consultants, with banking industry experience as end-users, excel at configuring applications to meet financial institutions' goals.
- Technical consultants: As solution architects, our Technical Consultants strategically design how each solution integrates seamlessly into your banking environment.
Flexible Engagement Models
Four standard customer engagement models to fit your unique situation and existing solutions
Full platform: Digital Banking offers the front-end user experience platform, using APIs to interface with the bank’s back-end systems and data.
API channel: The bank fully controls the platform's user interface, using Digital Banking APIs to connect back-end data with the front-end experience.
Hybrid Digital Banking: Digital Banking delivers the front-end user experience by integrating existing UX "widgets" and using APIs to connect with the bank's back-end systems and data.
Hybrid Bank: The bank offers its own front-end user experience by incorporating Digital Banking "widgets" and using APIs to connect with its back-end systems and data.
Requirements and Documentation
Requirements and documentation are key to project success. This initial step gathers all necessary features and tasks to meet project goals, ensuring specifications are accessible to the team for clear alignment and execution.
Training
Training users is essential for success. Bottomline offers hands-on sessions, detailed how-to documents, and training videos to ensure effective learning.
Integration Design
Our bank-side systems integration partners specialize in large-scale program management, working directly at your bank location, meaning you don't have to do it alone.
Testing and Conversion Validation
The testing cycle is often the most time-consuming part of any project. Our test automation suite can automate nearly all required testing, minimizing the need for manual testing.
Get Real-Time Cash Visibility for your Bank
Global Cash Management Hub is a cloud-based cash management platform that eliminates the need for spreadsheets and multiple bank logins, offering a consolidated view of all your cash in one integrated system. It helps optimize working capital, enables faster forecasting, provides instant reports, and ensures quick deployment.
Explore Other Solutions to Drive Growth
Comprehensive commercial digital banking, treasury, Swift, and payment solutions are designed to address the needs of businesses from SMB to enterprise.
Testimonials
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