What We Do
Since 1989, Bottomline has been modernizing global business payments with connected solutions for more than 800,000 financial institutions and businesses in 92 countries.
Automate every step of your invoice-to-payment process
For Businesses
Digitize and automate AP processes with the most trusted solution for real estate
Centralize and automate all your payment creation, controls, and submissions
For Banks & Financial Institutions For Businesses
Make and receive secure digital payments conveniently through Paymode, the market leading B2B payments network trusted by over 550,000 member businesses.
Pay vendors through the largest B2B payments network to enhance working capital, prevent fraud, and reduce costs and processing time
Protect your business against fraud, get paid faster, and save time with enhanced remittance details
Boost revenue for your business and your customers with access to Paymode, our secure business payment network
Comprehensive connectivity to Swift and other domestic and global financial messaging networks
For Banks & Financial Institutions
Convert legacy financial message formats to modern message standards
Easily view analytics of financial messages with central repository
Stop payment fraud before it happens. Detect, investigate, and protect against internal and external threats
View, optimize, and forecast your cash position with all accounts connected in one solution
Own the primary customer relationship and grow business value across all business segments
Who We Serve
Join the many financial institutions and businesses that use Bottomline to pay and get paid. With solutions designed to modernize the payments landscape, we make complex business payments simple, smart, and secure.
Our Company
Empower small businesses to accept digital payments, manage cash flow, automate accounting, and access financial reporting directly from online and mobile banking.
Directly deposit payments into the business owner's existing checking account, eliminating the need for non-bank apps to collect customer payments and reducing virtual wallet cash balances.
Differentiate from the competition by offering essential small business tools that directly integrate into your digital banking channels.
When a business owner receives payments through Autobooks, they pay an interchange rate on the transaction, with a portion directly paid to your financial institution.
Business owners can enroll in Autobooks online within minutes. Once enrolled, the Autobooks team is available to answer any questions.
Customize and email digital invoices to be paid online.
Share a unique payment link with customers online or Tap to Pay on an iPhone to accept contactless in-person payments as an alternative to invoicing.
Keep up to date on incoming, coming due, and past due customer payments.
Eliminate third-party applications that are difficult to use and manage.
As businesses shift online, they increasingly rely on solutions beyond their primary bank, reducing non-interest fee income, deposits, and lending opportunities for your Financial Institution.
of small businesses are going beyond their Financial Institutions to meet at least one financial need.
of all small businesses (and 27% of businesses run by millennials and Gen Zers) "definitely" or "probably" will consider switching or switch primary Financial Institutions over the next two years.
Enable your customers to accept in-person, contactless payments via Tap to Pay on iPhone, seamlessly integrated into your mobile banking app. No additional terminals or hardware are required.
Download your financial institution’s mobile banking app or just access your financial institution’s online banking via a secure browser like Safari. Click Tap to Pay on iPhone, then follow the onscreen directions. No extra terminals or hardware is needed.
Tap to Pay on iPhone leverages iPhone's built-in features to ensure the privacy and security of your business and customer data. Apple does not store card numbers on the device or its servers, guaranteeing that your business remains secure and private.
Customers can pay with contactless debit and credit cards (Visa, Mastercard, American Express, Discover), as well as with Apple Pay and other digital wallets. Cards must display a contactless symbol to make contactless payments.
Funds are usually deposited within two business days of the payment submission, and go directly into your checking account held at your financial institution.
When you accept a payment using Tap to Pay on iPhone, you will incur a 2.75% transaction fee. This fee applies to all payment methods, including contactless cards and digital wallets such as Apple Pay, Google Pay, and Samsung Pay.
Tap to Pay on iPhone requires iPhone Xs or later with iOS 15.5 or later. Tap to Pay on iPhone is only available in the U.S.
The industry-leading payments and cash management platform is built to empower banks like yours to deepen engagement, build relationships, and grow business value across all business segments you serve.
Unify your data and personalize every customer interaction by embedding machine learning and advanced analytics across your financial institution.
Comprehensive commercial digital banking, treasury, Swift, and payment solutions designed to address the needs of businesses from small business to enterprise.
Learn More
Want to learn more about Bottomline's digital banking solutions? Let’s talk.
