What We Do
Since 1989, Bottomline has been modernizing global business payments with connected solutions for more than 800,000 financial institutions and businesses in 92 countries.
Automate every step of your invoice-to-payment process
For Businesses
Digitize and automate AP processes with the most trusted solution for real estate
Centralize and automate all your payment creation, controls, and submissions
For Banks & Financial Institutions For Businesses
Make and receive secure digital payments conveniently through Paymode, the market leading B2B payments network trusted by over 550,000 member businesses.
Pay vendors through the largest B2B payments network to enhance working capital, prevent fraud, and reduce costs and processing time
Protect your business against fraud, get paid faster, and save time with enhanced remittance details
Boost revenue for your business and your customers with access to Paymode, our secure business payment network
Comprehensive connectivity to Swift and other domestic and global financial messaging networks
For Banks & Financial Institutions
Convert legacy financial message formats to modern message standards
Easily view analytics of financial messages with central repository
Stop payment fraud before it happens. Detect, investigate, and protect against internal and external threats
View, optimize, and forecast your cash position with all accounts connected in one solution
Own the primary customer relationship and grow business value across all business segments
Who We Serve
Join the many financial institutions and businesses that use Bottomline to pay and get paid. With solutions designed to modernize the payments landscape, we make complex business payments simple, smart, and secure.
Our Company
Manage the primary banking relationship with a single digital banking platform that combines payments, cash management, treasury management and B2B network.
Digital Banking helps businesses of all sizes from small and midsize to large corporates. It combines the essential services your business customers expect while providing scalable solutions that grow with them. With a focus on stability, this solution empowers your bank to:
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Digital Banking is right for businesses of all sizes, including small businesses with a dedicated SMB module. Help their businesses thrive by streamlining operations and enhancing their capabilities.
Leverage powerful data and reporting solutions that enhance customer engagement and reduce risk. These insights help build stronger, long-lasting relationships by providing actionable information for improved cash and payment management.
The Digital Banking Native Mobile app offers a mobile-friendly banking experience. It allows your customers to access their accounts in real-time. They can easily monitor cash flow, send payments, and stay connected with their business from anywhere.
Unify data and personalize every customer interaction with machine learning and advanced analytics across your financial institution.
Bridge the digital banking gap for your small to mid-size business customers with essential financial insights and advanced tools for payments, fraud protection, and account control—solutions often out of reach for smaller businesses.
Monetize low-value ACH payments with rebates through Paymode for Digital Banking, Bottomline's business payments network, accessible via our commercial banking platform.
95%
of US-based cash management clients have deployed Bottomline's full cash management suite
$6 Trillion
Annual Payments Processed through Digital Banking
272,000
Hosted Business Paying and Getting Paid
Our White Glove Customer Migration support makes the move easy. We also provide onboarding and call center services. This ensures your customers' questions get answered quickly.
Four standard customer engagement models to fit your unique situation and existing solutions
Full platform: Digital Banking offers the front-end user experience platform, using APIs to interface with the bank’s back-end systems and data.
API channel: The bank fully controls the platform's user interface, using Digital Banking APIs to connect back-end data with the front-end experience.
Hybrid Digital Banking: Digital Banking delivers the front-end user experience by integrating existing UX "widgets" and using APIs to connect with the bank's back-end systems and data.
Hybrid Bank: The bank offers its own front-end user experience by incorporating Digital Banking "widgets" and using APIs to connect with its back-end systems and data.
Requirements and documentation are key to project success. This initial step gathers all necessary features and tasks to meet project goals, ensuring specifications are accessible to the team for clear alignment and execution.
Training users is essential for success. Bottomline offers hands-on sessions, detailed how-to documents, and training videos to ensure effective learning.
Our bank-side systems integration partners specialize in large-scale program management, working directly at your bank location, meaning you don't have to do it alone.
The testing cycle is often the most time-consuming part of any project. Our test automation suite can automate nearly all required testing, minimizing the need for manual testing.
Global Cash Management Hub is a cloud-based cash management platform that eliminates the need for spreadsheets and multiple bank logins, offering a consolidated view of all your cash in one integrated system. It helps optimize working capital, enables faster forecasting, provides instant reports, and ensures quick deployment.
Comprehensive commercial digital banking, treasury, Swift, and payment solutions are designed to address the needs of businesses from SMB to enterprise.
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We needed a simpler, more intelligent approach to growing relationships and driving bank-wide performance from day one while not losing the historical context captured in our prior CRM.
Want to learn more about Bottomline's digital banking solutions? Let’s talk.