What We Do
Since 1989, Bottomline has been modernizing global business payments with connected solutions for more than 800,000 financial institutions and businesses in 92 countries.
Automate every step of your invoice-to-payment process
For Businesses
Digitize and automate AP processes with the most trusted solution for real estate
Centralize and automate all your payment creation, controls, and submissions
For Banks & Financial Institutions For Businesses
Make and receive secure digital payments conveniently through Paymode, the market leading B2B payments network trusted by over 550,000 member businesses.
Pay vendors through the largest B2B payments network to enhance working capital, prevent fraud, and reduce costs and processing time
Protect your business against fraud, get paid faster, and save time with enhanced remittance details
Boost revenue for your business and your customers with access to Paymode, our secure business payment network
Comprehensive connectivity to Swift and other domestic and global financial messaging networks
For Banks & Financial Institutions
Convert legacy financial message formats to modern message standards
Easily view analytics of financial messages with central repository
Stop payment fraud before it happens. Detect, investigate, and protect against internal and external threats
View, optimize, and forecast your cash position with all accounts connected in one solution
Own the primary customer relationship and grow business value across all business segments
Who We Serve
Join the many financial institutions and businesses that use Bottomline to pay and get paid. With solutions designed to modernize the payments landscape, we make complex business payments simple, smart, and secure.
Our Company
International payments innovation is here, and it's way better for business.
Even before the pandemic, the pace of innovation in the UK banking and payments industry was head-spinning. Open Banking, fintech disruptors, challenger banks and constant regulatory change were already shaking things up. Coronavirus has only accelerated the need to rethink and transform payment processes.
Back in 2019, the World Payment Report¹ summed it up well: “The payments industry is at a juncture, facing dynamic innovation and the continued disruption of its traditional value chain and service propositions.” For companies who make many international payments, this change creates real potential for dramatically improving processes, manageability, and transparency – all while driving down costs. One thing is clear: your business bank is no longer the only option for paying across borders.
As they cherry-pick the most attractive segments of the banking market, a new wave of fintech startups have turned to international payments as lucrative territory for innovation. These new players create more choice for businesses – but they each treat international payments differently, with real implications for payers. Before switching to a new payments provider, it’s important to understand what that will mean, in terms of costs, efficiencies, and transparency.
When the underlying ‘payment rails’ change, the ripples can affect all of your AP systems and workflows. Clearly, it’s a good time to consider non-bank options. Traditional banks can be limited by compliance and technology, which drive up costs, slow down payments, and create extra processes.
In contrast, the fintech payment platforms use the latest cloud-based technologies, carrying real advantages when making cross-border payments. For instance, they may be connected to a range of different payment rails, so you can choose your payment routing mix to optimise for costs or for speed.
The inherent efficiencies and automation opportunities behind the fintech payment platforms can also mean later cut-off times for making payments than the banks offer. That means you have a bigger window for submitting payments for same-day processing.
