What We Do
Since 1989, Bottomline has been modernizing global business payments with connected solutions for more than 800,000 financial institutions and businesses in 92 countries.
Securely and efficiently manage funds disbursements
For Businesses
Streamline the collection and management of single and recurring payments
Direct submission and processing of your UK bank payments for payables and receivables
Centralize and automate all your payment creation, controls, and submissions
Comprehensive connectivity to Swift and other domestic and global financial messaging networks
For Banks & Financial Institutions
Convert legacy financial message formats to modern message standards
Easily view analytics of financial messages with central repository
Reduce fraud and errors through digital account verification
For Banks & Financial Institutions For Businesses
Efficiently screen transactions to identify and manage sanctions risk
Stop payment fraud before it happens. Detect, investigate, and protect against internal and external threats.
View, optimize, and forecast your cash position with all accounts connected in one solution
Who We Serve
Our Company
Securely communicate, reconcile, and manage the data in financial transactions within, and between Banks and Non-Banking Financial Institutions, both locally and internationally.
Bottomline's Universal Aggregator solutions enable financial institutions to gain differentiation and deliver cost-effective, innovative services to customers. Financial institutions can access enhanced options for cross-border and real-time payments, transaction tracking, and insights and support for new industry standards for financial messaging such as ISO20022. This is combined with robust compliance assurance, fraud prevention tools, and user behaviour and transaction monitoring for the highest levels of protection.
Bottomline ranks best in class for Vendor Stability in Aite-Novarica Group's Matrix Evaluation of Payment Hub Vendors.
"This is due to footprint, servicing, time in the market, percent of recurring revenue, and positive feedback and ratings from extensive client reference inputs."
The report compares leading payment vendors' offerings and strategies, recognizing specific vendors for their strengths in critical areas to help financial institutions select new technology partners.
Our connectivity solutions leverage multiple domestic and cross-border payment networks and schemes—including Swift, UK Faster Payments, SEPA Inst for TIPS, SIC 5 Instant Payments, Bacs, Six, EBICS, Visa, and others to enable our clients to deliver added value to their customers.
Banks and financial institutions can explore multiple options for connectivity to Swift that meet their strategic goals and exceed customer expectations.
Learn More
Leverage our new API-enabled SaaS platform, which relies on the most modern technologies to future-proof access to SIC IP and, by extension, to other payment schemes.
Update or optimise your existing real-time payments infrastructure. Take advantage of our kick integration for Swift GPI or Visa B2B Connect.
Helping you meet instant payment mandates, effortlessly. Partnering with Bottomline allows for seamless connection to the European gateways for your financial institution.
Visa B2B Connect is an innovative multilateral network that builds on Visa’s reputation and expertise, delivering B2B cross-border payments that are predictable, secure, and cost-effective for financial institutions and their corporate clients.
Reduce software and in-house infrastructure costs while increasing the efficiency, productivity, and accessibility of your business operations.
Improve fraud detection and prevention with comprehensive compliance assurance and fraud-prevention tools.
Increase growth and improve payment management, in line with the latest industry initiatives such as NPA, PSD2, and Open Banking.
Enhance end to end management and global payments connectivity to networks including Swift, SEPA, Bacs, CHAPS, SIC, and Faster Payments.
Our integrated Data & Analytics solution delivers a holistic data experience offering real-time insights through cutting-edge data visualisation and powerful Machine Learning predictions. We help our customers reduce costs, mitigate risks, and to make more informed business decisions through two key value areas:
Operational Efficiency: Forecast flows, increase automation, and improve visibility and control.
Business Insights: Predict and track key indicators, benchmark performance, and highlight compliance risk.
BMCE Bank International is a long-standing client of Bottomline and is very pleased with the service we have been provided with for several years now. The level of governance and regular interaction the bank has with Bottomline ensures a close working relationship and that we are kept updated with the latest payment and industry developments.
The experience of onboarding to Bottomline’s hosted Universal Aggregator solution was straightforward, quick and seamless with the great assistance of the Bottomline project team to help with queries and the end-to-end process. The solution, alongside Bottomline’s Secure Payments, allows us to focus on the bank’s core business operations, whilst minimising the risk of payment fraud.
Speak to one of our experts today.