What We Do
Since 1989, Bottomline has been modernizing global business payments with connected solutions for more than 800,000 financial institutions and businesses in 92 countries.
Automate every step of your invoice-to-payment process
For Businesses
Digitize and automate AP processes with the most trusted solution for real estate
Centralize and automate all your payment creation, controls, and submissions
For Banks & Financial Institutions For Businesses
Make and receive secure digital payments conveniently through Paymode, the market leading B2B payments network trusted by over 550,000 member businesses.
Pay vendors through the largest B2B payments network to enhance working capital, prevent fraud, and reduce costs and processing time
Protect your business against fraud, get paid faster, and save time with enhanced remittance details
Boost revenue for your business and your customers with access to Paymode, our secure business payment network
Comprehensive connectivity to Swift and other domestic and global financial messaging networks
For Banks & Financial Institutions
Convert legacy financial message formats to modern message standards
Easily view analytics of financial messages with central repository
Stop payment fraud before it happens. Detect, investigate, and protect against internal and external threats
View, optimize, and forecast your cash position with all accounts connected in one solution
Own the primary customer relationship and grow business value across all business segments
Who We Serve
Join the many financial institutions and businesses that use Bottomline to pay and get paid. With solutions designed to modernize the payments landscape, we make complex business payments simple, smart, and secure.
Our Company
Bottomline is delighted to be supporting this event, which brings together the top Instant Payments schemes – ECB’s TIPS, EPC’s SCT Inst, and EBA CLEARINGS’S RT1 – on a united platform, driving momentum for instant payments implementation.
In Europe, the use of instant payments has risen from 5.2% of all credit transfers in October 2019 to 17.8% in February this year, according to the European Central Bank. However, with the European Payment Councils SEPA Inst mandate coming into force this is set to change dramatically. In essence, the regulation aims to provide the necessary standardised rules for cross-border instant euro credit transfers at Union level to increase the overall uptake of instant credit transfers in the euro.
To accomplish this, PSPs are required to implement four main pillars i) obligation to send and receive instant payment in euro, ii) at the same price than non-instant payments in euro, iii) put in place services to verify the identity of the recipient, and iv) to verify whether any of their clients are subject to sanctions or other restrictive measures.
Leverage our expertise to stay ahead of the competition