What We Do
Since 1989, Bottomline has been modernizing global business payments with connected solutions for more than 800,000 financial institutions and businesses in 92 countries.
Automate every step of your invoice-to-payment process
For Businesses
Digitize and automate AP processes with the most trusted solution for real estate
Centralize and automate all your payment creation, controls, and submissions
For Banks & Financial Institutions For Businesses
Make and receive secure digital payments conveniently through Paymode, the market leading B2B payments network trusted by over 550,000 member businesses.
Pay vendors through the largest B2B payments network to enhance working capital, prevent fraud, and reduce costs and processing time
Protect your business against fraud, get paid faster, and save time with enhanced remittance details
Boost revenue for your business and your customers with access to Paymode, our secure business payment network
Comprehensive connectivity to Swift and other domestic and global financial messaging networks
For Banks & Financial Institutions
Convert legacy financial message formats to modern message standards
Easily view analytics of financial messages with central repository
Stop payment fraud before it happens. Detect, investigate, and protect against internal and external threats
View, optimize, and forecast your cash position with all accounts connected in one solution
Own the primary customer relationship and grow business value across all business segments
Who We Serve
Join the many financial institutions and businesses that use Bottomline to pay and get paid. With solutions designed to modernize the payments landscape, we make complex business payments simple, smart, and secure.
Our Company
Own the primary customer relationship with the only payments and cash management, treasury management, and B2B payments network combined in one commercial digital banking platform.
Digital Banking seamlessly integrates all your services, such as remote deposit capture, business bill pay, and easy sign-on, empowering your bank clients to cater to small businesses, middle markets, and large corporates from a single platform.
Monetize your customers low-value, ACH payments with Paymode for Digital Banking. Bottomline's business payments network fully integrated into our commercial digital banking platform.
Streamline your cash management and make payments effortlessly from one platform. Enhance multi-bank reporting and improve your cash and liquidity management for greater financial efficiency.
In a competitive landscape, securing primary wallet share is vital. Offer intuitive tools simplifying ACH and wire payments, supporting business bill-pay and seamless sign-on, facilitating faster payments, and effortlessly scaling for account growth.
Create new revenue streams and help customers streamline their invoice-to-pay processes. Provide a unified solution through your bank that automates the entire AP process, supports all payment types, and maximizes savings, security, and rebate opportunities all within one commercial banking platform.
Financial institutions need to provide multi-bank reporting for enhanced cash visibility among corporate clients with multiple banking relationships. Integrated with our Commercial Digital Banking platform, our solution enables banks to become the primary banking partner of their customers.
Secure customer retention in a retail-centric market. AI-powered personalization proactively customizes relevant information based on user activity, fostering stronger relationships and identifying growth opportunities.
Ranked #1 by Aite, we've launched and migrated leading banks for over 30 years, boasting a legacy of unsurpassed service and reliability. We understand the criticality of this platform to you, and we prioritize it accordingly.
Maintain digital security amidst payment system attacks. Employ behavioral monitoring to detect suspicious activities and utilize machine learning to identify potential fraud patterns, ensuring compliance.
Bottomline scores very high in both the quality of its management team and its commitment to innovation. Its robust and scalable product features meet the needs of businesses of all sizes. Just as noteworthy, Bottomline’s diverse client base and very high retention rates reflect the stability and lasting value it provides.”
– Christine Barry, Datos Insights
Digital Banking is available in four standard customer engagement models to fit your unique situation and existing solutions.
95%
of US-based cash management clients have deployed Bottomline's full cash management suite
$6 Trillion
Annual Payments Processed through Digital Banking
272,000
Hosted Business Paying and Getting Paid
Unify data and personalize every customer interaction with machine learning and advanced analytics across your financial institution.
Our partnership with Autobooks, designed to work seamlessly with your digital banking channels, enhances the financial lives of small and micro-business customers.
Comprehensive commercial digital banking, treasury, Swift, and payment solutions are designed to address the needs of businesses from SMB to enterprise.
Learn More
We needed a simpler, more intelligent approach to growing relationships and driving bank-wide performance from day one while not losing the historical context captured in our prior CRM.
Want to learn more about Bottomline's digital banking solutions? Let’s talk.